For individuals & householdsPersonal finance,properly.
One platform for spending, saving, investing, and planning — built for people who want clarity over noise. Privacy-first, subscription-funded, and never sold to advertisers.
Everything you need, nothing you don't
Calm dashboards. Sharp insights. The same engine wealth managers use, sized for one person.
Connect every account in one place
Link bank accounts, credit cards, and brokerages across North America, Europe, and Africa through Plaid, Yodlee, TrueLayer, Tink, Mono, or Nordigen — no new passwords. Manual OFX/CSV imports for everything else.
Smart categorisation that learns
A three-tier pipeline — your rules, our ML model, and an LLM fallback — tags every transaction with a confidence score and gets sharper the more you correct it.
Budgets that flex to how you live
Monthly or weekly category budgets with rollover policies, burndown charts, and alerts that fire within two minutes of a breach. Zero-based, ratio-based (50/30/20), or traditional — Arlenz adapts to your style.
Goals you actually finish
Tie accounts and transactions to savings, debt-payoff, or investment goals. Daily progress snapshots, velocity-based completion forecasts, and milestone celebrations along the way.
Institutional-grade portfolio analytics
Real-time prices, realised and unrealised P&L, FIFO/LIFO/HIFO tax lots, corporate-action tracking, and FX normalisation to your base currency. Drift detection and rebalancing simulations included.
An AI adviser that reads the full picture
RAG-augmented insights spot anomalies, suggest category hygiene fixes, and recommend rebalancing actions — with reasoning you can read, not a black box.
Your data is yours. We never sell it. Ever.
Arlenz makes money from subscriptions, not from advertisers. Connections to your bank are read-only and routed through Plaid; we never see or store your credentials. 256-bit encryption at rest, TLS 1.2+ in transit, MFA on every account, regular audits.
The Only Way to See the Future You’re Building. Start Your Journey Now.
Manage & track your wealth. All in one account
Made with ♥ 2026 Arlenz — All rights reserved.