For individuals & householdsPersonal finance,properly.
One platform for spending, saving, investing, and planning, built for people who want clarity over noise. Privacy-first, subscription-funded, and never sold to advertisers.
Everything you need, nothing you don't
The same engine wealth managers use, sized for one person.
Connect every account in one place
Link bank accounts, credit cards, and brokerages across North America, Europe, and Africa through our data aggregators. No new passwords. Manual OFX/CSV imports for everything else.
Automatic categorisation that learns
A three-tier pipeline, your rules first, then our ML model, then an LLM fallback, tags every transaction with a confidence score and gets sharper the more you correct it.
Budgets that flex to how you live
Monthly or weekly category budgets with rollover policies, burndown charts, and alerts that fire within two minutes of a breach. Zero-based, ratio-based (50/30/20), or traditional. Arlenz adapts to your style.
Goals you actually finish
Tie accounts and transactions to savings, debt-payoff, or investment goals. Daily progress snapshots, velocity-based completion forecasts, and milestone celebrations along the way.
Institutional-grade portfolio analytics
Real-time prices, realised and unrealised P&L, FIFO/LIFO/HIFO tax lots, corporate-action tracking, and FX normalisation to your base currency. Portfolio drift alerts and tax-aware rebalancing included.
A financial adviser that reads the full picture
It spots anomalies, catches miscategorised transactions, and recommends rebalancing, all with reasoning you can read instead of a black-box score.
Your data is yours. We never sell it. Ever.
Arlenz makes money from subscriptions, not from advertisers. Connections to your bank are read-only and routed through our data aggregators; we never see or store your credentials. 256-bit encryption at rest, TLS 1.2+ in transit, MFA on every account, regular audits.
Manage your money without giving up your privacy.
Budgeting and investing, together, without the ads.
The modern way to manage your wealth without sweat
Made with ♥ 2026 Arlenz. All rights reserved.