Terms of Service

1. Acceptance of Terms

By accessing or using Arlenz ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Arlenz is a personal finance management platform that allows you to:

• Connect and aggregate your financial accounts
• Track your spending and create budgets
• Monitor your investment portfolios
• Set and track financial goals
• Receive insights about your financial health

Arlenz is not a financial adviser. The information provided through our Service is for informational purposes only and should not be considered financial advice.

3. Account Registration

To use certain features of the Service, you must register for an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorised access
• Be responsible for all activities under your account

4. Subscription and Payments

Arlenz offers both free and paid subscription plans. For paid plans:

• Billing occurs at the start of each subscription period
• Subscriptions automatically renew unless cancelled
• You may cancel at any time; access continues until the end of the billing period
• Refunds are provided in accordance with our refund policy

5. User Conduct

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Interfere with the proper operation of the Service
• Upload malicious code or content
• Impersonate any person or entity

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Arlenz and are protected by international copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

Arlenz shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. Our total liability shall not exceed the amount you paid us in the twelve months preceding the claim.

8. Disclaimer

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free. Financial data displayed may be delayed or inaccurate.

9. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any material changes via email or through the Service. Your continued use of the Service after such changes constitutes acceptance of the new terms.

10. Contact Us

If you have any questions about these Terms, please contact us at legal@arlenz.com.